Betty Yamada S.

Should I Refinance In 2025. To be “in the money,” or when it makes sense to refinance, homeowners need to see a notable drop in mortgage rates in order to benefit, experts say. You may be asking, “should i refinance my mortgage or sell?” in this post, we’ll provide expert insights to help you answer this question.

A general rule of thumb is that it makes financial sense to refinance your mortgage if you can secure a rate that’s at least 1% lower than the one you currently. You might want to consider refinancing your mortgage in 2025, especially if you got your mortgage in the last year and interest rates fall, or your specific.